Classic Baccarat

The Game

In Punto Banco, the object of the game is to bet on the result of 2 hands. You bet which hand (Player or Banker) will have the highest total value, or that the two hands will tie.

Cards

6 Standard decks of cards are used, and are re-shuffled after each round. Each deck is made up of 4 suits, Hearts, Diamonds, Spades and Clubs.

Each suit has 13 cards, each card has a numeric value, as shown below;

Card Ace 2 3 4 5 6 7 8 9 10 J Q K
Value 1 2 3 4 5 6 7 8 9 0 0 0 0

How To Play

Select the value of your chips, the values are 10, 50, 100, 250, 500, 1k, 10k. 1k will be the default

Place your chips on one or more of the Player, Banker, or Tie spots by clicking on them.  Each click will place a chip of the selected value on the spot. Different chip values may be used by changing your chip selection.

If you bet on more than one of the betting spots, each spot will be treated as an individual bet.

Once you are happy with your selection, click on the Deal button and your bet(s) will be placed.

Two cards each are then dealt, face up, to the player and the banker.

A third card may be dealt to either or both the player and the banker based on the following three-card-rules. These rules are compulsory decisions and therefore automatic.

Player’s Third Card Rule

  • If either the player or the banker have a total of 8 or 9 on the first two cards, no further cards are drawn. The resulting hand is called a natural and the hand is over.
  • If the player’s total is less than or equal to 5, the player draws a third card.

Banker’s Third Card Rule

  • If the banker’s total is 2 or less, the banker draws a card regardless of the player’s third card value.
  • If the banker’s total is 3, the banker draws a third card unless the player’s third card is an 8.
  • If the banker’s total is 4, the banker draws a third card unless the player’s third card is 0, 1, 8, or 9.
  • If the banker’s total is 5, the banker draws a third card if the player’s third card is 4, 5, 6, or 7.
  • If the banker’s total is 6, the banker draws a third card if the players third card is a 6 or 7.
  • If the banker total is 7, then the bank stands.

Table Limits

Players have the option to set the minimum and maximum limits on the table by clicking ‘Table Limits’ the limits are:

Minimum Maximum
100 10,000
200 20,000
1,000 50,000
5,000 50,000
10,000 200,000


Game Controls

Slip ID The current SlipID is displayed once the game has been started. When viewing your bet history, your bets are displayed under their associated Slip ID which is the Bet ID rounded down to the nearest 100. For example, if your Bet ID was 1234567891101, the relevant Slip ID would be 1234567891100.
Speed This allows you to control the speed of the game. Click and drag the control to the left to slow, or to the right to speed up.
Total Stake This display shows the total amount that will be deducted from your balance when you place your bet.
Table Limits This control opens the Table Limits details, showing minimum and maximum stake limits.
Chip Selector Chip Selector – This allows you to change the value of your chips.
Deal Deal – This control allows you to place your bet and deal the cards.
Raise Raise – This control allows you to raise your wager by the amount of the original wager prior to the dealer drawing the third card.
Call Call – This control allows you to refuse a wager raise prior to the dealer drawing the third card.
Double Double – This control places double the chip selection that was placed on your previous bet.
Same Bet Same Bet – This control, only available after a bet has finished, allows you to place on the table the same chip selections you made for your previous bet.
Undo Undo – This control allows you to undo your last action. Eg if you last placed a chip on the table, by clicking on Undo you will remove the chip.
Redo Redo – This control allows you to redo your previous Undo action. Eg if you placed a chip then clicked Undo to remove it from the table then clicked Redo, the chip would be put back on the table.
Clear Clear – This control allows you to remove all chips from the table simultaneously.
Rebet Rebet – This control, only available after a bet has finished, allows you to bet with the same chip selections you made for your previous bet.

Winning Bets

Once both hands have been played, the results are determined, winnings are shown on the table, and the History control is updated. The hand with the highest count wins. Any winnings will be credited to your account.

Payouts

The odds for each bet are shown on the table beside the ‘Player’, ‘Tie’, and ‘Banker’ labels.